Why Choose Us?

Why Choose CHF Lending?

CHF Lending is a devoted American resources for cash advances for consumers around the globe. We have connected and continue to connect millions of consumers with trusted lenders. We are aware of a number of other similar channels through with a person can get an emergency loan, you can also just go around the corner to a payday loan lender, or talk to your bank or even use any one of the numerous websites that lay claim to offer great loans and cash advances. However, below are a few reasons why ChfLending has to be your first stop for a secure, fast and reliable loan.

Safety and Security

CHF Lending has been certified by three completely independent services in order to make sure that personal information is always safe. A number of websites claim to offer some sort of cash advances but those are often the industry's fraudulent pretense which is designed to actually infect a computer with viruses and malware which steals information such as your bank account information from your computer. You need to be aware of unsecured websites making false claims to using security technology and also those that have all the security logos on their website. Putting personal information into these sites will make you an easy target for hackers.

TrustE, VeriSign and McAfee schedule to test this website on a daily basis to ensure that your info is secure. You can find their seal on the top right of every page.


By deciding to use ChfLending you are in fact doing what is known as comparison shopping from your personal computer. Once you get to a regular cash advance shop the lenders know that you are not going to be willing to run through their application process and take the time to travel there to get yet another one.

Convenience and speed

If you currently have a checking account in addition to other personal information which is ready, the next step is to complete the application and then review exactly which lender is a suitable fit for you to do business with. This is better than trying to look for a lender at random. With ChfLending you can get your loan online from the comfort of your home.

Customized Educational Resources for you

We use a huge database of updated articles on various type of payday lending available in your location. This helps you feel comfortable that you are making a well informed decision every time you apply for a loan. You can bypass the epidemic of numerous businesses taking advantage of desperate people looking for a quick loan by charging very high fees. ChfLending helps to cut to the chase and get your payday loans in a number of ways.

  • State Pages: You can start with a review of the conditions of payday advances in your State, and also recently passed legislation as well as alternatives.
  • Rules and Regulations: Here you will also find the most up to date inform on the current laws of payday lending. Also you'll learn how long a loan term can last, fees, and loan amounts etc.
  • Consumer Protection: People who find themselves in a position with having to file a complaint with a lender, the pages here should help you find contact info, local consumer protection organizations etc which can help you.
  • Loan Process: You get to browse through the intricacies of a loan process needed in your native state. The process page will list all the requirements as well as other information you may need to get a cash advance loan.
  • Alternatives to Loans: ChfLending also offers a number of other options for people who need quick cash. Getting a cash advance is not always a good option for you right now. There is a list of potential alternatives which you may want to consider.

Advice and Personal Finance News

We tend to think that we go beyond just offering a wide variety of network of lenders on the world wide web. The fact is that we get a huge number of people visiting our website simply because of the educational and news worthy content here. Our goal at ChfLending is to empower people with the information they need via articles and guides. We know that a good consumer is one who is educated. This is why you'll find interesting and insightful articles which are written by experts on:

  • Personal Finance: You'll get advice and tips from our experts on every personal finance related. For instance you'll find out why you have nine credit scores or how to ensure that your identity is safe on the internet.
  • Business: You'll learn about the current state of business in America. The most profitable states. For instance you'll find out that some states are planning on legalizing prohibited business practices in order to make money.
  • Taxes: You shouldn't be unprepared when filing your taxes. Our experts will assist to keep you well informed of the latest amendments to American tax laws and also offer money saving advice, as well as what can be done to qualify for tax breaks.
  • Employment: The brunt of most people's problems stems mainly from a poor source of personal income. We will help you ensure that your resume is ready to get the job you need.
  • Real Estate: here you will learn about mortgages and other concerns that home owners and also prospective homeowners have.
  • Technology: This section contains the most up to date news about the cutting edge of the industry.

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Representative APR 391%. Average APR for this type of loans is 391%. Let's say you want to borrow $100 for two week. Lender can charge you $15 for borrowing $100 for two weeks. You will need to return $115 to the lender at the end of 2 weeks. The cost of the $100 loan is a $15 finance charge and an annual percentage rate of 391 percent. If you decide to roll over the loan for another two weeks, lender can charge you another $15. If you roll-over the loan three times, the finance charge would climb to $60 to borrow the $100.

Implications of Non-payment: Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

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